When I graduated with my bachelor's degree in psychology, I operated in a cooperative credit union for about 6 months while I attempted to find out what I really wished to do with the rest of my life (I haven't figured it out yet, truthfully), then I chose to go to grad school and get a job in Cincinnati. I transferred to the city over Independence Day weekend in 2014. Because then, I lived in 2 different neighborhoods within the city limitations. One was two miles beyond downtown in a stylish house building a short walk from an incredible park, and the other was seven miles from downtown in a highly desirable neighborhood in a house where I might hear my upstairs next-door neighbor sneeze (to name a few, less innocent things * shudder *). Then I relocated to a suburb right outside the city limits, in a home complex right on the bike trail where I might ride into town to get a beer or an ice cream cone.
In fall of 2017, my other half and I purchased our very first house in my small hometown-- a 50 minute drive to three major cities (choose which instructions you're in the state of mind to drive: north, south, or west), but absolutely a rural area. We live "in town" now, but that isn't stating much.
THE PROS
I like our house. I love our yard. Among my buddies lives a block away, and there is an incredible homemade tough cider location that's run out of the basement of a family house, and there are a few great regional shops and restaurants. There are a great deal of positives about where we live now. There were also a lot of tradeoffs included with selecting to vacate the city.
I'm going to begin with the pros list, the great aspects of where we live and why we picked to move here. I've currently mentioned a number of. However perhaps the most significant aspect is MONEY. When I resided in the city in a preferred neighborhood, each time I strolled my dog I would look up the details on any home I would see with a for sale sign out front. My rent at the time had to do with $650 a month for a one bed room house with a benefit space that we utilized as a dining room. Very reasonable. But home costs were through the roofing. There was a 2 bed room, one bath house with nearly no backyard a street over listed for $250,000(!!!!!!!). What?! And I comprehend that home costs are extremely relative and dependent on area, and possibly you reside in California or Toronto or anywhere and you're reading this thinking that's a take, however my home in the country-- my three bed room, one bath, renovated home on a quarter acre with a basement-- cost $92,000. When we moved to the residential areas for a 2 bedroom home was $890, Lease. Our current month-to-month home loan (which we pay extra on and strategy to settle early after squashing our student financial obligation) is $587. That's a huge cost savings from a home loan in the city, and is substantially lower than our rent in the city or residential areas. Which indicates more money to put toward trainee debt and pay it off quicker.
Another pro is that we live closer to family. We live in the same town as my moms and dads, and are a short drive from my grandparents and in-laws. We have much more outside space than we might have gotten in the city on our budget plan, including a big, fenced-in backyard.
Creekin'
I matured going "creekin,'" capturing amphibians, riding 4 wheelers, and having the day of rest school for the first day of open season. It was a really excellent childhood.
THE CONS
There is absolutely a cost to vacating here, too. For starters, it seems like everyone understands everybody else! And in some cases I simply want to go to the supermarket in my sweats for red wine and cookie dough and not run into among my former teachers or good friends' parents, ya understand ?? Bear with me as I go through these cons; I'm not attempting to complain (much), but the truth is that there is a lot to think about when thinking useful reference about moving from a city you like to a lower expense of living area in order to save loan.
Numerous of my buddies live in or closer to the city, and it needs more preparation and driving in order to see them. When I was in the city I might walk to numerous locations and drive to an essentially endless list of restaurants and bars. When I lived in the city, an Uber would be readily available to pick me up within minutes any time of day, and it was a cheap trip anywhere, normally under $10.
If I were to get a different job in my field, I would have to drive to one of the significant cities, at least about 40 minutes each way. When I lived in the city, there were SO MANY options for psychological health tasks, as well as other resources including a number of grocery choices, yoga studios, animal stores, etc. And not to sound too minor here, but the grocery store in my town does not sell the great brand name of goat cheese that I like, and I have to drive 30 minutes to the closest Kroger that does.
I liked living in a city filled with variety and with a variety of social and political views. There is a church on every corner, on your way into town no matter which path you take, and quite much a stone's toss from any place you might take place to be standing in town. We went to a terrific church in the city that I loved, and finding something that compares is essential to me but it's something I'm still searching for.
While I enjoy my house and there are a lot of things I like about my town, I do miss out on living in the city. I do not see myself living in this town forever, and right now moving back to the city is in the medium-term plan.